LifePlans Financial & Insurance Services, Inc.

Helping people achieve financial freedom

     Imagine if somebody offered you a better career right now, would you be interested?

     Maybe it just came true . . . here and now.
LifePlans Financial & Insurance Services, Inc, is a full service financial services company.  LifePlans is in the process of expanding its offices in California and Nevada.  The firm is seeking qualified professionals with an interest in the world of financial services.  LifePlans desires dynamic, self-assured professionals -  people with a demonstrated track record of success and three or more years of experience.
      Our financial consultants are registered with Royal Alliance Associates, Inc, Member FINRA/SIPC and a member of the AIG Advisor Group.  That means that you can get what you may have been missing:  A cutting edge technology platform, an innovative regional management system, with first class compensation and the compliance and marketing support you need.

 

       
Calculators

Lease Interest

What's the interest rate on the lease you're considering?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

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Newsletters

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

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